Banking Institutions are faced with a number of challenges today that make them difficult to stay competitive. Not only must they meet the ever-changing regulatory and compliance requirements, but also must implement innovative solutions to help reduce the cost of operations, thereby managing a growth in revenues. In addition, service providers are expected to provide operational efficiencies and improvements beyond the obvious, through innovative approaches. Transformation of the operations landscape is an eminent requirement for all financial institutions irrespective of their size, in order to remain competitive in the market today. In the BFSI sector, we've seen - the more you "engage" and create those "unique experiences" with your assets, the more you stand-out in a very crowded space. To improve differentiation in the market, a lot of banks have gone beyond mobile and social banking, to opening up their core business capabilities (e.g. website portals, trading platforms, payment statistics etc.) and making those capabilities into a revenue source. This is an area we could perhaps assist you in, having worked with large financial institutions in charting out and implementing their Digital (API) roadmaps to help create new ecosystems and monetize their assets.